Why Simply Business?
- Over 400,000 customers (and counting)
- Online quotes, in under 10 minutes
- Claims handled by an award-winning team
- Instant online access to your documents
- Experienced in working with tradesmen
Plus, expert insight and connections in our Knowledge Centre. stacked with on the pulse industry updates.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs .
What insurance do tradesmen need?
Public liability insurance is often a very important cover for tradesmen and most other business categories, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
Tool insurance is also popular with many tradesmen, as it covers your work tools against loss, damage or theft. You can also include protection for plant and machinery and other business equipment as part of your policy.