Kansas City Finance

Jul 21 2017

Scotiabank American Express Gold Card #american #express #gold, #amex #gold, #american #express #gold #card


Scotiabank Gold American Express ® Card

Travel Emergency Medical Insurance

As a <> Cardmember, you, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians’ and surgeons’ fees, as well as other eligible medical services and supplies.The date of departure is counted as the first day.

This benefit is subject to an exclusion for pre-existing medical conditions.

If you are under age 65 and are travelling for more than 25 days or if you are age 65 and older and travelling for more than 10 days, you may choose to purchase extension coverage from Scotia Assist prior to your departure by calling (416) 572-3636 or 1-877-391-7507. You will receive a separate certificate of insurance if you choose to purchase this coverage.

Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.

Trip Cancellation/Trip Interruption Insurance

You, your spouse, one travelling companion and your eligible dependent children travelling with you, are automatically insured for up to $2,500 per person for eligible expenses (maximum $10,000 per trip) when you charge at least 75% of such trip expenses to your <> and are forced to cancel or interrupt your trip for eligible medical or non-medical causes. Coverage provides reimbursement of non-refundable eligible trips costs and additional charges for ticketing changes

Charge at least 75% of the full ticket cost to your <> Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

Flight Delay Insurance

You may be reimbursed for eligible necessary and reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $500 per insured person on the same trip.

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

Delayed and Lost Baggage Insurance

When you purchase common carrier tickets with your <>, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000.

The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

Travel Accident Insurance

You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your <>, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses.

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

Rental Car Collision Loss/Damage Insurance

You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency’s collision damage waiver or loss damage waiver (or similar provision) and use your <> to pay for the entire cost of the rental. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

Hotel/Motel Burglary Insurance

When you check into any hotel or motel in Canada or the U.S. and charge your stay to your <>, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.

For claim forms and answers to Frequently Asked Questions visit our partner’s site .

Shop with 2 types of coverage

Added coverage means you can shop with confidence anywhere around the world.

Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Purchase Security & Extended Warranty Protection (Maximum lifetime liability of $60,000)

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your <>.

Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.

Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.

Price Protection Service

When you use your <> to buy an eligible new item in Canada that is offered for sale in Canada at a lower price within 60 days of your purchase, the Price Protection Service can pay you the price difference up to $100 per item and $500 per calendar year.

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