Scotiabank Gold American Express ® Card
Travel Emergency Medical Insurance
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Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians’ and surgeons’ fees, as well as other eligible medical services and supplies.The date of departure is counted as the first day.
This benefit is subject to an exclusion for pre-existing medical conditions.
If you are under age 65 and are travelling for more than 25 days or if you are age 65 and older and travelling for more than 10 days, you may choose to purchase extension coverage from Scotia Assist prior to your departure by calling (416) 572-3636 or 1-877-391-7507. You will receive a separate certificate of insurance if you choose to purchase this coverage.
Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.
Trip Cancellation/Trip Interruption Insurance
You, your spouse, one travelling companion and your eligible dependent children travelling with you, are automatically insured for up to $2,500 per person for eligible expenses (maximum $10,000 per trip) when you charge at least 75% of such trip expenses to your <
Charge at least 75% of the full ticket cost to your <
Flight Delay Insurance
You may be reimbursed for eligible necessary and reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $500 per insured person on the same trip.
Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.
Delayed and Lost Baggage Insurance
When you purchase common carrier tickets with your <
The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
Travel Accident Insurance
You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your <
Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.
Rental Car Collision Loss/Damage Insurance
You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency’s collision damage waiver or loss damage waiver (or similar provision) and use your <
Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.
Hotel/Motel Burglary Insurance
When you check into any hotel or motel in Canada or the U.S. and charge your stay to your <
For claim forms and answers to Frequently Asked Questions visit our partner’s site .
Shop with 2 types of coverage
Added coverage means you can shop with confidence anywhere around the world.
Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.
Purchase Security & Extended Warranty Protection (Maximum lifetime liability of $60,000)
Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your <
Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.
When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.
Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.
Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.
Price Protection Service
When you use your <