Multi Car Insurance
All you need for a quote
We’ve tried to make getting an Admiral MultiCar quote as easy as possible but you will need some information to hand so we can help you get your discounts.
For each car, you will need:
- the car registration and/or make and model
- their renewal dates
For each driver, you will need:
- their name
- their date of birth
- any insurance claims they’ve made
- any driving convictions they have
Your questions answered
We’re sure you’ll love our great MultiCar discounts, but maybe you have a few questions. You can find answers in this section.
Will I be able to drive all the cars on the policy?
You must be named as a driver under section 5 of the car’s Certificate of Motor Insurance, to be able to drive it.
How many years am I tied in to a MultiCar policy?
The policy lasts 12 months; you then have the option to renew at the end of the year as normal. If you add another vehicle mid-term they will be insured up to the original renewal date on a pro-rata basis.
Is MultiCar Insurance for me?
If you have multiple private cars including camper vans or a classic car (not company or commercial), then it could save you money.
Will my No Claims Bonus be affected if a claim is made?
If a policyholder covered by your policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won’t be affected.
Do the cars need to be at the same address?
No, if you are immediate family then you can live at different addresses. So, if your son or daughter has left home you can still get the benefit of a discount.
Who can drive my car?
Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, call our Customer Service Department. The drivers must be eligible for insurance with Admiral. There is a charge for adding drivers to your policy, which we’ll tell you when you call.
If all the renewal dates are the same, won’t I get a big bill?
No! The clever thing about MultiCar is that you get discounts on each car you insure. And you can spread the cost by paying for your insurance over twelve months.
If my son crashes will it affect my NCB?
If your son, daughter, wife, husband or any other policyholder on your MultiCar cover makes a claim, or a claim is made against them, while they’re driving their own car it won’t affect any of the other policyholders’ No Claims Bonus. However, if they have an accident in your car (which you are policyholder for) then your No Claims Bonus will be affected, but not for the other cars.
What if I already insure with Admiral?
If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that’s fine. You can start a quote online, or, if you’d prefer to talk it through with someone, you can call our sales team and they’ll guide you through the quote.
You won’t have to cancel your existing policy as you’ll receive your discount on your new car straight away.
Your existing car will continue to run until its renewal date, at which point it will be added to the new policy and you will just pay a pro rata amount. All cars on the MultiCar policy will renew on the same date.
If I buy a MultiCar policy will I have to cancel my other insurance policy for the second car?
No you won’t need to cancel insurance for the other cars until it’s up for renewal – they simply join our MultiCar policy when it’s time for renewal. When they’re ready to come onto your policy they’ll earn their own MultiCar discounts.
Won’t it be difficult to change my car?
Not at all. You can change cars any time you like during the term of the insurance policy. And depending on what you change to, you might get a refund. (Admin fee applies).
Do I have to be married to get Multi Car Insurance?
No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.
How do I make a claim?
Call our Claims Department. Our Make a claim page will give you some more information about making a claim.
We’re open Mon – Fri 8am – 9pm, Sat 9am – 5pm, Sun 10am – 4pm.